Effective Date: [06/10/2025]
1. Introduction
Mafedi Cash Loans (Pty) Ltd respects your privacy and is committed to protecting your personal information. This Privacy Policy outlines how we collect, use, store, and protect your data in accordance with the Protection of Personal Information Act (POPIA) and other applicable laws in South Africa.
2. Information We Collect
We may collect the following personal information when you apply for a loan or interact with our website:
- Full name
- ID or passport number
- Contact details (phone, email, address)
- Employment and income information
- Banking details
- Credit history and financial data
3. How We Use Your Information
Your personal information is used to:
- Process loan applications
- Verify identity and employment
- Assess affordability and creditworthiness
- Communicate with you regarding your application or account
- Comply with legal and regulatory requirements
4. Sharing of Information
We do not sell or share your personal information with third parties, except:
- With registered credit bureaus for credit checks
- With regulatory authorities when required by law
- With service providers who assist in processing applications (under strict confidentiality agreements)
5. Data Protection
We implement appropriate technical and organizational measures to safeguard your personal information against unauthorized access, loss, or misuse. All data is stored securely and only accessible to authorized personnel.
6. Your Rights
You have the right to:
- Access your personal information
- Request correction or deletion of inaccurate data
- Withdraw consent for marketing communications
- Lodge a complaint with the Information Regulator if you believe your data is being misused
7. Cookies and Website Analytics
Our website may use cookies to improve user experience and collect anonymous usage data. You can manage cookie preferences through your browser settings.
8. Updates to This Policy
We may update this Privacy Policy from time to time. Changes will be posted on our website and will take effect immediately upon publication.
9. Contact Us
For any questions or concerns regarding your privacy, please contact:
📞 Phone: +27 62 657 0156
Tell: +27 10 591 2334
📧 Email: info@mafedicashloans.co.za